ANZ

The ANZ website contains the following categories:

Everyday Accounts and Saving

ANZ Access Limited

 ANZ Access Limited

For a monthly fee of $6 you can make unlimited transactions via ANZ branches, ANZ ATMs* and through EFTPOS, ANZ Phone Banking and ANZ Internet Banking. ANZ Access Limited does not charge exception fees (including dishonour, honour or periodical payment non-payment fees) and the risk of you overdrawing the account is limited. If you make frequent transactions and want to avoid paying exception fees because of insufficient funds, then ANZ Access Limited could be ideal for you.

Key Features
Monthly account service fee
$6
Number of free ANZ withdrawals per month
Unlimited - including EFTPOS.*
Access to funds
Via ANZ ATMs*, EFTPOS, ANZ Phone Banking, ANZ Internet Banking and ANZ branches.
Ability to deposit regular funds
Yes including salary, pension payments and dividend income.
Overdraft facility
No.
Cheque Book
No.
Fees and charges
Additional features
Ability to access your funds around the world from ATMs bearing the Cirrus label and EFTPOS facilities bearing the Maestro label.

ANZ Access Limited account holders will not be charged exception fees and the risk of overdrawing your account is significantly reduced. In the unlikely event that your account is overdrawn, there will be no exception fees charged to your account.

Any transaction, even a direct debit or periodic payment that overdraws your account, will be restricted and declined where possible. On the rare occasion your account may become overdrawn, you will only be charged default interest.

   * Non-ANZ ATM fees apply.