ANZ

The ANZ website contains the following categories:

Insurance

 ANZ Residential Investment Property
 Insurance (for Landlords)

ANZ Landlord Insurance is designed specifically for landlords and, unlike many standard home policies, provides cover for damage caused by tenants.

Why ANZ Landlord Insurance?

  • Designed with an emphasis on protecting your residential property investment and rental cashflow.
  • Pay by the month instalment option with no increase in premium.
  • No penalties if you unintentionally under-insure your building and contents.
  • Earn Bonus Reward Points by paying with your ANZ Card (ANZ Frequent Flyer Visa, ANZ Rewards Visa and ANZ First / ANZ Gold participating in the Sphere program).
  • 24 hour claims assistance and lodgement.

What is insured?

ANZ Landlord Insurance provides cover for:

  • the usual major risks, like fire or storm damage
  • malicious damage or vandalism caused by tenants
  • deliberate or intentional damage caused by tenants
  • Loss of Rent for up to 12 months, should the property be unable to be lived in
  • Rent Default and Theft by a Tenant - payment of up to $5,000 should your tenant stop paying rent, and it also covers your contents up to your contents sum insured if your tenant steals from your property
  • legal liability for injuries to people, or damage to property, arising from the management or ownership of the property.

See the Product Disclosure Statement and Policy (PDF, 1mb) for full details.

What about my strata title unit?

If you own a strata title unit, the Body Corporate is responsible for insuring the building, however it’s worth checking your Body Corporate insurance to find out what kind of cover it provides. Generally Body Corporate insurance offers cover for buildings, but not contents like carpets or blinds in your unit.

What Next?

* ANZ Landlord Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). View further details and important information.

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