Credit Cards & Visa Debit
Credit card comparison table
ANZ credit cards are protected by ANZ Falcon™ Security, providing advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases with your credit card online, overseas or over the phone.
Credit card comparison table
| Products | Total Annual Fee | Interest rate %p.a.1 | Balance Transfer5 | Rewards | Insurance |
|---|---|---|---|---|---|
| ANZ First Visa | $30 | 19.24% p.a. | 7.99% p.a. for the first 6 months |
Insurance features7 | |
| ANZ Low Rate MasterCard® | $58 | 12.41% p.a. (purchases) 20.41% p.a. |
0% p.a. for the first 6 months |
||
| ANZ Balance Visa | $792 | 13.41% p.a. (purchases) 20.41% p.a. (cash advance) |
- | Rewards | |
| ANZ Gold | $87 | 19.24% p.a. | - | Insurance features6,7 | |
| ANZ Rewards Visa | $483 | 19.99% p.a. | - | Rewards | |
| ANZ Rewards Visa Gold | $793 | 19.99% p.a. | - | Rewards | |
| ANZ Frequent Flyer Visa | $954 | 19.99% p.a. | - | Rewards | |
| ANZ Frequent Flyer Visa Gold | $1504 | 19.99% p.a. | - | Rewards | |
| ANZ Frequent Flyer Visa Platinum | $1954 | 19.99% p.a. | - | Rewards | Insurance features8 |
All applications for credit are subject to ANZ's credit assessment criteria. Terms and Conditions available on application. Fees and charges apply. 1 Rates as at Friday, 21 November 2008 and subject to change. 2 Includes a $22 Rewards Program Services Fee, which applies per card issued under your account. An annual $10 Additional Cardholder Fee also applies for each additional card. 3 ANZ Rewards Visa a Total Annual Fee of $48 applies which includes $22 Rewards Program Services Fee, the latter is charged per card issued under the account. For ANZ Rewards Visa Gold a Total Annual Fee of $79 applies which includes a $22 Rewards Program Services Fee, charged per card issued under the account. 4 ANZ Frequent Flyer Visa: a Total Annual Fee of $95 applies which includes $40 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account. For ANZ Frequent Flyer Visa Gold a total annual fee of $150 applies which includes $95 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account. For ANZ Frequent Flyer Visa Platinum a Total Annual Fee of $195 applies which includes $140 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account. 5 Balance transfer rates shown are as at Friday, 21 November 2008 and subject to change, including as a result of special offers. Not applicable when you transfer and close an existing ANZ credit card. The balance transfer must be completed at the time of applying for, or at the time of activating your new credit card. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after the period referred to in the "Balance Transfer" column of the above table from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate applicable to purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ. ANZ will not be liable for any loss or damage whatsoever resulting form a delay in the process of receiving and or approving applications. 6 Overseas Travel and Medical Insurance is underwritten by American Home Assurance Company trading as AIG Australia (ABN 67 007 483 267). To be eligible for ANZ Gold Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold prior to departing Australia, and have a return ticket to Australia within four months of departure and be under 80 years of age. For more information refer to the ANZ Credit Card Insurance Features booklet (PDF, 200kb) 7 90 Day Purchase Security Insurance and Extended Warranty insurance are underwritten by Zurich Australian Insurance Limited. 8 Overseas Travel and Medical Insurance is underwritten by American Home Assurance Company trading as AIG Australia (ABN 67 007 483 267). To be eligible for ANZ Frequent Flyer Visa Platinum Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Frequent Flyer Visa Platinum prior to departing Australia, and have a return ticket to Australia within six months of departure and be under 80 years of age. For more information refer to the ANZ Frequent Flyer Visa Platinum Insurance Policy Information booklet (PDF, 500 KB). ™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715. ANZ's colour blue is a trademark of ANZ.
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Copyright Australia and New Zealand Banking Group Limited (ANZ) 100 Queen Street, Melbourne 3000, ABN 11 005 357 522, 1996-2008.
ANZ's colour blue is a trade mark of ANZ. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide before acquiring the product.