Esanda is Australias largest provider of fixed term debentures with the strongest credit rating of any debenture issuer in Australia. With Esanda debentures youll receive a reliable fixed rate of return over the investment term.
Key Features
Interest rate
View current interest rates The current interest rate your debenture earns is fixed for the term of the investment.
Minimum investment amount
$1,000.
Interest payment frequency
Interest can be paid monthly, quarterly, half-yearly, yearly, at maturity or deferred compound.
Reliability
Esanda debentures are backed by a strong credit rating from Standard & Poors (Australia) Pty Ltd. More about Reliability
Fees and Charges
No fees. Esanda does not charge any establishment, management or ongoing fees so you earn interest on 100% of your investment.
What happens at maturity?
At maturity, you can:
Reinvest your principal for another term.
Reinvest your principal and add extra funds.
Redeem part or all of your investment.
Early access to funds
Esanda will consider requests for early repayment. An interest adjustment may apply.
Investments over $100,000
The interest rates for investments over $100,000 is updated daily. Call 1800 446 595 to find out our current rates.
Additional features
Select the investment terms to suit your needs, from one month to 5 years.
Interest can be paid automatically into your nominated transaction account.
Online applications with BPAY® functionality available for the initial investment amount.
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Investments may only be made by completing the application form accompanying the prospectus, available at any ANZ branch, by calling 13 12 15 or at www.esanda.com. An investment or facility with Esanda is neither a deposit with nor liability of Australia and New Zealand Banking Group Limited (ANZ). Esanda is a separate entity to ANZ and is not an authorised deposit-taking institution under the Banking Act 1959 (Cth). Esanda Finance Corporation Limited ABN 64 004 346 043 Member ANZ group of companies.
BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.