ANZ

The ANZ website contains the following categories:

Everyday Accounts & Saving
Minimise Fees: Learn how to reduce bank fees

Conducting your day-to-day banking doesn't need to cost a lot. By selecting the right account, monitoring your transactions and using electronic banking, you can minimise fees.

Reduce the number of accounts you have to minimise fees


If you have many accounts, you may be incurring fees on each account. You may want to consider merging your accounts, or check what the minimum balance for the account is to ensure you don't incur unnecessary fees.

Use 'fee free' services where possible to minimise fees
It is worthwhile checking out what fees you incur with each transaction and how many 'fee free' transactions you receive each month. 'Self service' transactions such as those conducted via ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, EFTPOS and cheques, generally incur lower fees than transactions via an ANZ branch.

Investigate fee exemptions or packages to minimise fees
It is always in your best interest to ask about fee exemptions or packages for which you might be eligible. If you are under 18, a full time student, or aged 60 and over you may be entitled to an exemption.To find out whether you are eligible for any fee exemptions, refer to the ANZ Personal Banking Account Fees and Charges brochure or call 13 13 14.

Use ANZ ATMs to minimise fees for non-ANZ ATM use
Use ANZ ATMs to withdraw cash from your ANZ Accounts, to avoid fees charged for using other banks ATMs. ANZ ATM balance enquiries on your ANZ accounts are free.

Save Time
You can save time by using ANZ Internet Banking to pay bills via BPAY® and transfer funds via Pay Anyone. Pay Anyone allows you to transfer funds to an individual or business with a bank account at most Australian financial institutions^.

Need more information?
For more information on the fees and charges applicable to ANZ personal accounts call 13 13 14 or click on the link below.

Fees and charges

^ Online registration required. Eligibility criteria and terms and conditions apply.
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