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ANZ Directors and Officers Liability Insurance

AIG Australia's PrivateEdge®

A unique, all in one business insurance product that has been specifically designed to protect private companies from the following risks faced by businesses:

  • Employment Practices Liability - cover for directors and employees against claims brought by employees for wrongful dismissal, sexual harassment and discrimination.
  • Directors & Officers and Company Liability - cover for litigation against the company and directors themselves from creditors, customers and suppliers, minority shareholders, and regulators.
  • Superannuation Trustees Liability - cover for directors involved in managing a company superannuation fund from potential claims brought by fund members and employees.
  • Fidelity - cover for dishonest acts by employees, such as theft or embezzlement.
  • Cover for Pecuniary Penalties - cover for pecuniary penalties awarded against an executive or director, payable unless legally prohibited.
  • Crisis management - cover for external crisis management services and a publicity campaign to protect the company's, a Director's or Executive's reputation, usually following product tampering, recall or product failure events.
  • OH&S Defence costs - cover for costs relating to claims arising from Occupational Health and Safety laws or regulation breaches.
  • Legal advice - access to limited legal advice from specialist law firms (members of the PrivateEdge® Advisory Panel) on matters relating to cover under the policy. The service is provided at no charge provided the advice does not involve a significant time commitment.

ANZ recommends you read the AIG Australia's PrivateEdge® Product Disclosure Statement (PDF, 72 KB) before deciding whether to acquire or hold this product.

AIG Australia

AIG Australia is part of the global American International Group, Inc (AIG), world leaders in insurance and financial services with operations in more than 130 jurisdictions around the world and assets exceeding US$1 trillion (as at 30 September 2007).

AIG Australia Corporate Passport Travel Insurance and PrivateEdge® are issued by American Home Assurance Company, ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. AIG Australia is a member company of American International Group, Inc. AIG Australia and the AIG logo are registered trademarks of American International Group, Inc. This is a summary of benefits only. Full details of benefits, terms, conditions and exclusions are provided in the relevant Product Disclosure Statement and Policy Wording or terms and conditions, which are available on anz.com or by calling 1800 192 105. You should read and consider the PDS or terms and conditions in light of your personal circumstances, prior to making any decision to acquire the product. ANZ may receive a commission if you buy this product from AIG Australia. ANZ is a separate entity from AIG Australia and does not accept any liability for, or guarantee the payment of benefits in respect of these insurance products.

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