ANZ

The ANZ website contains the following categories:

Personal Lending

 
 ANZ Temporary Overdraft
An ANZ Temporary Overdraft is a line of credit for up to 30 days, that is attached to your transaction account to cover short-term financial needs.
Key Features
 
Limit available  

Unlimited
Interest Rate Variable Rate
14.67% p.a.     Other Interest Rates
Time period Up to 30 days
Fast approval
process		 Usually approved next business day after receipt of application.
Loan Approval Fee
Limit:
Under $20,000$50
$20,000 - $49,999$100
$50,000+$150
Attached to
account		 An ANZ Temporary Overdraft must be attached to one of the following transaction accounts:

ANZ Access Advantage
ANZ Access Select
ANZ One

Additional features
  • Application may be made directly with the branch or over the phone.
  • No fixed repayment arrangement giving you flexibility and greater control over your day-to-day finances.
  • Interest is only charged on the amount of credit used.
  • A cost-effective option of avoiding fees associated with overdrawing accounts.
  • Transactions will be honoured up to your approved limit, across all banking channels – ATMs, EFTPOS, ANZ Phone Banking, ANZ Internet Banking, ANZ branches and cheques.
 


Apply today…

Visit your nearest ANZ branch

OR

Call 1800 801 485 between 8.00am and 8.00pm EST.

ANZ’s normal credit criteria apply to each application. Applicants need to be at least 18 years of age and demonstrate capacity to afford to repay.

Terms and conditions are available on application. Fees and charges are payable.

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