An ANZ Term Deposit provides security with a fixed rate of return over your selected fixed investment term. ANZ Term Deposits could be ideal if you need a regular income from an investment and don't require immediate access to your funds.
Interest can be paid monthly, quarterly, half yearly, yearly or at the end of the investment term where the term is less than 12 months.
What happens at maturity?
At maturity you can:
Automatically re-invest your funds for another term.
Add extra funds.
Withdraw part or all of the funds by cheque or at your local ANZ branch.
Early access to term deposits
Access to your funds before maturity is possible; however, the interest rate on the funds withdrawn early will be reduced and you will incur an administration fee of $30. Please refer to the Product Disclosure Statement for further information.
Seniors' privilege
Seniors can earn a great deal on ANZ Term Deposits between $5,000 and $100,000. Find out more.
Investments over $100,000
The interest rate available on investments over $100,000 is updated daily. Call 1800 008 177 to find out our latest rates.
Additional features
Select the investment term to suit your needs, from one month up to 10 years.