Compare bank accounts

ANZ everyday banking and savings accounts are designed to make your banking easier and more convenient. Whether you are looking for an everyday bank account or a savings account ANZ could have the right account for you.

Compare bank account features such as monthly account service fees and access options.

Everyday accounts

Savings accounts

Everyday bank account comparison table

Account	ANZ Access Advantage	ANZ Extras Package	ANZ Access Select
Account Overview	The flexibility of banking however you want, including in branches.	An everyday bank account, plus you’ll also have access to many other great benefits.	Be rewarded with a lower monthly fee when you manage your money online.
Monthly account service fee	$5	$18	$2
Visa Debit card	Yes	Yes	Yes
Access options	Unlimited access to ANZ ATMs, Phone & Internet Banking, plus branch, cheque and EFTPOS1	Unlimited access to ANZ ATMs, Phone & Internet Banking, plus branch, cheque and EFTPOS1 Plus access to many non-banking benefits	Unlimited Internet Banking access. 6 free Electronic Transactions per month2 - as defined in the ANZ Personal Banking Account Fees and Charges (PDF 444kB)
Non-banking benefits	No	Yes3	No
Concessions available	Yes5	No	No
Cheque book	Optional	Optional	Optional
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All ANZ everyday bank accounts support the following benefits:

• access to your funds via ANZ ATMs, EFTPOS, ANZ Phone Banking, ANZ Internet Banking
• ability to regularly deposit funds - including salary, pension payments and dividend income.

 

Savings account comparison table

Compare accounts with minimum balances under $5,000

Account	ANZ Online Saver	ANZ Progress Saver
Account Overview	Manage your savings online anytime.	Reward yourself with bonus interest when you make one deposit of $10 or more in a month and no withdrawals or debits in that month.6
Monthly account service fee	$0	$0
Access options	Unlimited access to ANZs ATM balance enquiries and transactions, ANZ Phone & Internet Banking1	1 free ANZ Transaction as defined in the ANZ Personal Banking Account Fees and Charges (PDF 444kB) booklet4
Interest rate % p.a. variable	(View current rates)	0.01% p.a. + (View current rates) (Base Rate + Bonus Rate)
Minimum opening balance	$0	$10
Minimum ongoing balance	$0	$10
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Compare accounts with minimum opening balances $5,000 and above

Account	ANZ V2 Plus	ANZ Premium Cash Management Account	ANZ Term Deposit
Account Overview	Earn interest on amounts over $5,000 with easy access to your funds.	Could be the perfect place to park your funds while you're between investments.	Enjoy the certainty of fixed rate returns over an agreed time period on amounts over $5,000.
Monthly account service fee	$0	$0	$0
Included monthly transactions	5 free ANZ Transactions as defined in the ANZ Personal Banking Account Fees and Charges (PDF 444kB) booklet2	5 free ANZ Transactions as defined in the ANZ Personal Banking Account Fees and Charges (PDF 444kB) booklet2	N/A
Interest rate % p.a. variable	(View current rates)	Tiered – view interest rates	View interest rates
Minimum opening balance	$5,000	$10,000	$5,000
Minimum ongoing balance	$5,000	$1,000	N/A
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• View terms, conditions, fees and charges applying to for each of the above accounts.

 

Terms and conditions are available on application. 

Fees and charges apply. Interest rates are current as at (View current rates) and are subject to change

1. Fees may apply including overseas transaction fees.

Balance enquiries and transactions in relation to an ANZ Online Saver account through an ANZ ATM may only be made via ANZ ATMs in Australia.

2. Additional ANZ transactions charged as: Electronic transactions $0.50 each, staff assisted transactions $2.50 each, cheque transactions $0.50 each. Other fees may apply (including non-ANZ ATM operator fees, overseas ATM fees and overseas transaction fees). Please refer to the ANZ Personal Banking Account fees and Charges booklet for definitions of ANZ transactions, electronic transactions, staff assisted transactions and cheque transactions, and for fees and charges that apply.

3. Terms and conditions, fees and charges apply. Please refer ANZ Extras Package Benefits terms and conditions (PDF 1.71MB) and ANZ Personal Banking Account fees and charges (PDF 444kB).

4. Additional ANZ transactions charged as: electronic transactions $1.00 each and staff assisted transactions $2.50 each. ANZ transactions, electronic transaction and staff assisted transactions are defined in the ANZ Personal Banking Account fees and charges (PDF 444kB) booklet.

5. Terms and conditions apply. Please refer to eligibility.

6. The ANZ Progress Saver account pays bonus interest in addition to the current base interest when you make a single deposit of $10 or more per month and make no withdrawals or debits in that same month. Month commences on account opening date.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the terms and conditions and the financial services guide (PDF 104kB) before acquiring the product.

Eligibility criteria apply to issue of ANZ Access Visa Debit card.

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