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Low annual fee cards - Credit cards & debit cards

Low annual fee cards

ANZ First Visa

A simple, straight forward, low annual fee credit card

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An ANZ First Visa credit card may be suitable for you if you would like to:

Interest rate on purchases 18.99% p.a.3
Interest rate on cash advances 20.74% p.a.3
Interest free days6 on purchases Up to 44 days
Minimum credit limit $1,000
Annual account fee $30
  • Flexibility to add up to three additional cardholders to your account at no extra cost.
  • Extended warranty4 - double the manufacturer's expressed Australian warranty on goods by up to 12 months when the entire purchase is charged to your ANZ First Visa.
  • 90-day purchase security insurance4 - insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ First Visa.
  • Visa Entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products www.visaentertainment.com.au.
  • Design your own ANZ First Visa credit card by simply loading your favourite image or choose from a library of images using ANZ designmycard5.
  • Worldwide emergency credit card replacement for your ANZ First Visa card.
  • As an ANZ First Visa cardholder, you have access to a range of services including:

Once approved, you may expect to receive your low annual account fee credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ First Visa credit card.

View ANZ terms, conditions, fees and charges

Terms and conditions are available on application. Fees and charges apply.

1. Offer only available to applicants who apply for a new ANZ First Visa card by 25 September 2010. Not available when you transfer from an existing ANZ credit card. The balance transfer must be completed at the time of applying for or, at the time of activating your new ANZ First Visa card. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 12 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy).

2. All applications for credit are subject to ANZ's credit assessment criteria.

3. Standard variable interest rate is 18.99% p.a. on purchases and 20.74% p.a. on cash advances as at Monday, 6 September 2010 and is subject to change.

4. Extended Warranty and 90-day Purchase Security Insurance are underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 13 14.

5. Subject to Image Guidelines and Terms and Conditions.

6. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715.

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