Credit card offers for new customers

If you have seen an ANZ credit card offer in market and want to know more, you’ve come to the right place. Whether it’s a purchase rate offer, a balance transfer, reward points or a low annual fee you are after, we may have something to suit your needs.

View offers for existing cardholders

View ANZ terms, conditions, fees and charges

1. Offer available to new and approved applicants who apply for an ANZ Platinum credit card by 12 June 2012. Not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The interest-free period commences from the date of approval and applies to purchases and non-ANZ balances transferred to your new credit card. Interest free period excludes cash and cash equivalent transactions, balances transferred from existing ANZ credit cards and account fees. The interest rate reverts to the standard variable rates applicable on your card account after six months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. The standard variable interest rate is (View current rates) on purchases and (View current rates) on cash advances for ANZ Platinum, as at (View current rates) and is subject to change. Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use. Balance transfers must be completed at the time of applying for or at the time of activating your new credit card. Terms and conditions apply to balance transfers (please call 13 22 73 for a copy).

2. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card by 12 June 2012. Not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The 20,000 bonus Qantas Frequent Flyer points offer applies only once per new ANZ Frequent Flyer Platinum account. Your application must be approved and you must activate the card and make your first eligible purchase (excluding cash, cash equivalent transactions and balance transfers) within ninety days of approval to receive the bonus Qantas Frequent Flyer points, which will be credited to your account within three months of your first eligible purchase. If you transfer or cancel your new ANZ credit card account before the introductory Bonus Points are processed to your account, you may become ineligible for these Bonus Points. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Program Terms and Conditions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee may apply. Membership of the Qantas Frequent Flyer program and the earning and redemption of points is subject to the Terms and Conditions of the Qantas Frequent Flyer program. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

3. The ANZ Platinum annual account fee ("Annual Fee") will be waived in the first year. In each subsequent year, if you make eligible purchases of $20,000 or more annually using your ANZ Platinum account your next annual fee will be waived. Eligible purchases must be made in the year prior to your next fee date. Your fee date is the date that your account is assessed for charging an annual fee. If your account has not previously been charged an annual fee then for the purpose of determining your eligibility for the waiver, your fee date is the first date that your account is assessed for charging an annual fee. Eligible purchases includes purchases made using your account, but excludes balance transfers, cash advances, interest, fees, transactions reversed and purchase refunds. If you do not make at least $20,000 of eligible purchases in the year prior to your fee date the annual fee will be charged to your account. If you are a member of the Sphere Rewards Program your Rewards Program services fee will continue to apply regardless of your annual eligible purchases spend.

4. Offer available to new and approved applicants who apply for an ANZ Rewards Platinum credit card by 12 June 2012. Not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The 20,000 bonus ANZ Reward points offer applies only once per new ANZ Rewards Platinum account. Your application must be approved and you must activate the card and make your first eligible purchase (excluding cash, cash equivalent transactions and balance transfers) within ninety days of approval to receive the bonus points, which will be credited to your account within three months of your first eligible purchase. If you transfer or cancel your new ANZ credit card account before the introductory ANZ Reward points are processed to your account, you may become ineligible for these points. Points and Bonus Reward Points accrue in accordance with the ANZ Rewards - Rewards Program Terms and Conditions (PDF 668kB). ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

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